Terry has been involved in Financial Services for more than 27 years, having entered the industry in 1982 as a Business Graduate. Terry holds a Bachelor of Business degree as well as the Diploma of Financial Planning.

Terry has attained the highest designation in the Financial Planning industry with the professional status of Certified Financial Planner.

Kathy has spent the last 20 years in the financial services industry, having entered the industry as a graduate in 1989. She holds a Bachelor degree in Economics with vast business experience and management.

Her wealth of experience in all areas of financial services and in insurance broking has included involvement in strategic planning, marketing, portfolio management and analysis.

Kathy brings invaluable experience and a unique set of technical and communication skills to CBD Advisory, helping clients protect their assets in business.

Angie Panigiris has been in the financial services industry since 2005. She has completed her Bachelor of Commerce degree majoring in Accounting at University of Sydney and has completed her Diploma of Financial Planning and Graduate Diploma in Applied Finance. Currently, Angie is working towards the highest designation in the industry – Certified Financial Planner (CFP).

Angie started her career working for Westpac Financial Planning and has since contributed her skills and acquired knowledge towards effective strategies and client support. As a member of the CBD team, Angie’s focus is to develop relationships with clients, working with them to achieve their financial goals and objectives.

Samantha completed her Diploma of Financial Services in 2008 and is new to the financial planning industry. Samantha is currently working at CBD in Office Administration. She has worked in many different roles from sales, reception to administration/accounts and has enjoyed each one immensely. Working at CBD enables Samantha to utilise and further develop her skills and knowledge in the financial planning sector.

After completing his Bachelor of Business degree, Jim worked as a Research Economist for the Maritime Services board.

In 1986, Jim commenced his career in Financial Services, building a loyal and long standing clientele, made up of individuals and small businesses.

Jim is a Certified Financial Planner. His professional motivation is seeing customers appreciative of his dedicated work, which is often demonstrated through client referrals. Jim thrives on being able to assist his clients in achieving their financial and lifestyle goals.

John began working in the insurance industry in 1987, and has since gained considerable experience in traditional risk insurance, as well as commercial insurance.

He has attained his Certificate IV in Financial Planning, whilst developing extensive knowledge in superannuation and retirement income planning.

John utilises his industry experience to manage client needs, as well assisting in the ongoing administration process.

Marcos completed his Bachelor of Business in 2007 majoring in Financial Services. He is now in the final stages of completing his Diploma of Financial Services to become an accredited financial planner. He joined the CBD team in 2007 with a wealth of experience as a client manager within a finance broking company.

Marcos currently utilises his experience by working with clients to manage their ongoing needs and assists them to reach their financial goals.

Marcos’s ultimate focus is to hold the highest status in the industry and become a Certified Financial Planner (CFP).